I’m generally pretty laid back, but when I let things build up, it can get a little ugly. That’s where this story starts, let me tell you about my week… It all started on Monday w…

Source: Being a Realtor is easy…


According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

The BH&J Index is a quarterly report that attempts to answer the question:

In today’s housing market, is it better to rent or buy a home?

The index examines the entire US housing market and then isolates 23 major cities for comparison. The researchers “measure the relationship between purchasing property and building wealth through a buildup in equity versus renting a comparable property and investing in a portfolio of stocks and bonds.” 

Ken Johnson, Ph.D., Real Estate Economist & Professor at Florida Atlantic University, and one of the index’s authors explains that:

“Housing prices, in general, continue to slow and when considered in light of the recent trends in the Buy vs. Rent Index signal that ownership remains an excellent investment for the majority of Americans.”

While 15 of the 23 metropolitan markets examined moved further into buy territory since last quarter, Dallas, Denver, and Houston are three of the major cities that are currently deep into rent territory. In these three markets, it is estimated that renting will top homeownership 7 out of 10 times.

Eli Beracha, Ph.D., Assistant Professor in the T&S Hollo School of Real Estate at FIU,believes that, in these three markets, the strong odds in favor of renting to create more wealth should begin to have an impact on the demand for home ownership and from that, impact property prices in these areas.”

Simply put, home prices in these areas will begin to return to more normal levels once residents realize that renting may be a better choice, therefore bringing home affordability back as well.

Bottom Line

The majority of the country is strongly in buy territory. Buying a home makes sense socially and financially. Rents are predicted to increase substantially in the next year. Protect yourself from rising rents by locking in your housing cost with a mortgage payment now.

To Find Out More About the Study: The BH&J Index and other FAU real estate activities are sponsored by Investments Limited of Boca Raton. The BH&J Index is published quarterly and is available online at

Go .go. Go!

A High-Heeled Perspective

Something I’ve tried to do more of this past year are those things that I dislike. I’ve made a conscious effort of exiting my comfort zone and putting myself out there. Often times we avoid situations that will make us uncomfortable, we seek that which is familiar to us. What I learned was that by avoiding things that make me uncomfortable I was not allowing myself to grow personally and professionally. The comfort zone keeps us from reaching our unlimited potential. In fact, the comfort zone is the dead zone.

It is no secret to anyone who knows me that public speaking is not my favorite thing to do. It is the exact opposite of my comfort zone. I love being the facilitator, the implementor behind the scenes. I much rather have someone else take the spotlight and me the face of my work. Perhaps that is why I love…

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Amy's House

With the spring market underway, my days have been long…working from sun up to past sundown, each morning passing a quickly accumulating pile of laundry as I walk out the door, and coming home at the end of long days with my personal to do’s left undone. I’ve not been out with friends, or gone to the show in quite a long time. There’s an ebb and flow to working in real estate…this is a “flow” time of year. So for now at least, it seems that “work” is all I do.

And yet, I’m happy. I won’t go as far as to say, as the expression goes, find a job you love and you won’t work a day in your life.  It’s work, but I do love my job.

Most people have long days, and work really really, hard and yet not everyone has a job they love, not everyone…

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great words of Wisdom! Thanks Kim and Congratulations on your new blog!! 🙂

A High-Heeled Perspective

2015 has been a year of goals for me. While everyone was writing their list of resolutions I sat down and created a list of things I wanted to accomplish this year. What I’ve learned since January is that as I check one thing off this list another is added. This list has grown from personal goals that I want to achieve to professional challenges I want to overcome. But what I find even more exciting is the idea that the list is always changing-it is a working list. So what have I accomplished thus far? Well…I work out twice a week with a personal trainer; I’ve purchased a set of golf clubs and am actively learning to golf; I stepped outside of my box and successfully wrote a guest blog for my dear friend Danny Beyer’s website (and now starting my own blog); and just this past weekend I…

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Kindness Blog

funeral tieSoon I Will be Gone Forever, but That’s Okay as Long as Someone Reads This.

I am only 24 years old, yet I have actually already chosen my last tie. It’s the one that I will wear on my funeral (above) a few months from now. It may not match my suit, but I think it’s perfect for the occasion.

The cancer diagnosis came too late to give me at least a tenuous hope for a long life, but I realized that the most important thing about death is to ensure that you leave this world a little better than it was before you existed with your contributions . The way I’ve lived my life so far, my existence or more precisely the loss of it, will not matter because I have lived without doing anything impactful.

Before, there were so many things that occupied my mind. When I learned…

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Winter snow removal is an unpleasant task for people in many parts of the country. But winter snow removal can also be hazardous for your health; a recent study showed that the risk of heart attach increases drastically among certain demographics while shoveling snow. Don’t take any risks with your health; consider these tips to make your winter snow removal easier.

Shovel More Often

It seems counterintuitive – if shoveling snow puts you at the risk of a heart attack, why do it more often? But it may be the right call; shoveling more often means you’re shoveling a smaller amount of snow, and thats less cardiovascular work. Instead of waiting for a few inches of snow to pile up, shovel every inch or so, when it’s easy to just push the shovel along to make a path in the snow. It’s lifting the big shovels full of heavy, wet snow that is particularly dangerous. Putting salt or other ice-melt down after you clear the snow can also help prevent forming a layer of ice from the ground’s moisture, and can help prevent snow from piling back up again immediately.

Consider Investing in a Snow-Blower

If you’ve got a large area where you shovel, such as a wide or long driveway, or a lengthy walkway, consider investing in a snow-blower. A good snow blower isn’t cheap, but spending a few hundred dollars is far better than risking a heart attack. If you have neighbors who don’t own a snow blower, you may also be able to amortize that cost by clearing their snow, too, for a few bucks.

Hire Someone for Snow Removal

If you live somewhere you only get a few snowstorms a year, a better investment might be hiring someone to do your snow removal. Hiring someone is the most expensive route on an individual basis, but if you only have to hire someone to come out three times a year, that’s a lot cheaper than buying a snow blower – and it eliminates your risk of heart-attack. Ask for referrals from friends and neighbors, and if you do hire someone, make sure you book early – snow removal professionals get really busy in the right season, and you don’t want to miss your chance to get an appointment.


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